{"id":1217,"date":"2022-03-07T17:27:35","date_gmt":"2022-03-07T17:27:35","guid":{"rendered":"https:\/\/veltistafinancial.ca\/regime-depargne-libre-dimpot-celi\/"},"modified":"2022-08-09T12:21:41","modified_gmt":"2022-08-09T12:21:41","slug":"regime-depargne-libre-dimpot-celi","status":"publish","type":"page","link":"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/","title":{"rendered":"R\u00e9gime d&rsquo;\u00e9pargne libre d&rsquo;imp\u00f4t (CELI)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1217\" class=\"elementor elementor-1217 elementor-555\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-51b4b06e elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"51b4b06e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6ed1cd45\" data-id=\"6ed1cd45\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f4d20d6 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1f4d20d6\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compte d'\u00e9pargne libre d'imp\u00f4t (CELI)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-323037b1 elementor-widget elementor-widget-text-editor\" data-id=\"323037b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u00catre en contr\u00f4le de votre argent, c&rsquo;est \u00e7a, la libert\u00e9.<\/strong><\/p><p>Profitez de la polyvalence que vous recherchez en mati\u00e8re d&rsquo;\u00e9pargne.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-225a8b37\" data-id=\"225a8b37\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d4f936d elementor-widget elementor-widget-image\" data-id=\"3d4f936d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"621\" height=\"500\" src=\"https:\/\/veltistafinancial.ca\/wp-content\/uploads\/2022\/08\/Veltista_CoupleTFSA_Hero.png\" class=\"attachment-large size-large wp-image-2296\" alt=\"\" srcset=\"https:\/\/veltistafinancial.ca\/wp-content\/uploads\/2022\/08\/Veltista_CoupleTFSA_Hero.png 621w, https:\/\/veltistafinancial.ca\/wp-content\/uploads\/2022\/08\/Veltista_CoupleTFSA_Hero-300x242.png 300w\" sizes=\"(max-width: 621px) 100vw, 621px\" style=\"width:100%;height:80.52%;max-width:621px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c26763 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c26763\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-01da10a\" data-id=\"01da10a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6cb4b3d elementor-widget elementor-widget-heading\" data-id=\"6cb4b3d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qu'est-ce qu'un CELI? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d3fe39 elementor-widget elementor-widget-text-editor\" data-id=\"5d3fe39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un CELI est un compte qui vous permet d&rsquo;investir votre argent et de le faire fructifier enti\u00e8rement \u00e0 l&rsquo;abri de l&rsquo;imp\u00f4t tout en ayant la possibilit\u00e9 de le retirer quand vous en avez besoin. Vous pouvez d\u00e9tenir des <span style=\"color: #038dcd;\"><strong>fonds communs de placement<\/strong><\/span> ou des <strong><span style=\"color: #038dcd;\">polices de fonds distincts<\/span><\/strong> dans votre CELI.<\/p><p> <\/p><p>Vous pouvez mettre de l&rsquo;argent de c\u00f4t\u00e9 pour vos objectifs imm\u00e9diats, comme vous acheter une nouvelle voiture ou \u00e9pargner pour des vacances sp\u00e9ciales, ou \u00e9pargner pour des objectifs \u00e0 long terme comme compl\u00e9ter votre revenu \u00e0 la retraite.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e225f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e225f9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-06fb08f\" data-id=\"06fb08f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-baa5c48 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"baa5c48\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"a986cfeb-d16e-4ad0-a7c5-c9a6ca7f604e\" data-name=\"Calque 1\" viewBox=\"0 0 64.65 42.56\"><defs><style>.a38a8a80-d1a8-4daa-b4c2-c9804eb157b3{fill:url(#bb1f9654-5734-464b-90da-6fd79bf81bf2);}.a51760e9-f79a-4f9e-a93e-af2f20f4e950{fill:url(#f35af22a-885a-462c-87f5-e6a1ac7351d8);}<\/style><radialGradient id=\"bb1f9654-5734-464b-90da-6fd79bf81bf2\" cx=\"32.33\" cy=\"21.28\" r=\"27.37\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><radialGradient id=\"f35af22a-885a-462c-87f5-e6a1ac7351d8\" cx=\"61.73\" cy=\"47.86\" r=\"48.59\" xlink:href=\"#bb1f9654-5734-464b-90da-6fd79bf81bf2\"><\/radialGradient><\/defs><path class=\"a38a8a80-d1a8-4daa-b4c2-c9804eb157b3\" d=\"M14.43,42.56A36.13,36.13,0,0,1,2.69,40.73,4,4,0,0,1,0,36.9V7.51A4,4,0,0,1,1.58,4.32a4,4,0,0,1,3.56-.68c8.87,2.48,17.63.7,26.92-1.19,9.74-2,19.83-4,29.91-.62a4,4,0,0,1,2.68,3.83V35.05a4,4,0,0,1-1.58,3.19,4,4,0,0,1-3.56.67h0c-8.86-2.47-17.63-.69-26.91,1.2C26.64,41.32,20.56,42.56,14.43,42.56ZM4,6.18a1.38,1.38,0,0,0-.82.28,1.31,1.31,0,0,0-.52,1V36.9a1.34,1.34,0,0,0,.86,1.27c9.39,3.19,18.68,1.3,28.51-.7,9.18-1.87,18.68-3.8,28.18-1.15h0a1.38,1.38,0,0,0,1.2-.22A1.31,1.31,0,0,0,62,35.05V5.66a1.32,1.32,0,0,0-.86-1.27c-9.4-3.19-18.68-1.3-28.51.7C23.41,7,13.91,8.89,4.41,6.24A1.21,1.21,0,0,0,4,6.18Z\"><\/path><path class=\"a51760e9-f79a-4f9e-a93e-af2f20f4e950\" d=\"M33.67,31.72a9.09,9.09,0,1,1,9.1-9.09A9.1,9.1,0,0,1,33.67,31.72Zm0-16.16a7.07,7.07,0,1,0,7.07,7.07A7.08,7.08,0,0,0,33.67,15.56Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-355a783 elementor-widget elementor-widget-heading\" data-id=\"355a783\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Flexible<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50c68f9 elementor-widget elementor-widget-text-editor\" data-id=\"50c68f9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Que vous \u00e9conomisiez de l&rsquo;argent \u00e0 court ou \u00e0 long terme, vous aurez un acc\u00e8s rapide et facile \u00e0 votre argent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c073fac\" data-id=\"c073fac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eaa735b elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"eaa735b\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"fdd67229-404a-478a-a446-fdd77839ad94\" data-name=\"Calque 1\" viewBox=\"0 0 69.21 69.21\"><defs><style>.ae42e86c-f99d-4da1-819e-f950cc0e832d{fill:url(#b5aaab54-71e3-44c6-96ea-f9ce84a8f7c5);}<\/style><radialGradient id=\"b5aaab54-71e3-44c6-96ea-f9ce84a8f7c5\" cx=\"74.1\" cy=\"70.59\" r=\"95.62\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"ae42e86c-f99d-4da1-819e-f950cc0e832d\" d=\"M25.56,44.94A6.46,6.46,0,1,1,32,38.48,6.47,6.47,0,0,1,25.56,44.94Zm0-10.33a3.88,3.88,0,1,0,3.88,3.87A3.87,3.87,0,0,0,25.56,34.61Z\"><\/path><path class=\"ae42e86c-f99d-4da1-819e-f950cc0e832d\" d=\"M46.23,55.28a6.46,6.46,0,1,1,6.46-6.46A6.47,6.47,0,0,1,46.23,55.28Zm0-10.34a3.88,3.88,0,1,0,3.88,3.88A3.88,3.88,0,0,0,46.23,44.94Z\"><\/path><path class=\"ae42e86c-f99d-4da1-819e-f950cc0e832d\" d=\"M48.71,45.56a1.29,1.29,0,0,1-1.06-2l13-18.71a1.31,1.31,0,0,1,1.8-.32,1.29,1.29,0,0,1,.32,1.8L49.77,45A1.28,1.28,0,0,1,48.71,45.56Z\"><\/path><path class=\"ae42e86c-f99d-4da1-819e-f950cc0e832d\" d=\"M41.61,47.81a1.18,1.18,0,0,1-.58-.14L29.61,41.94a1.29,1.29,0,1,1,1.16-2.31l11.42,5.73a1.3,1.3,0,0,1,.57,1.74A1.28,1.28,0,0,1,41.61,47.81Z\"><\/path><path class=\"ae42e86c-f99d-4da1-819e-f950cc0e832d\" d=\"M4.89,65.61a1.28,1.28,0,0,1-.8-.28,1.3,1.3,0,0,1-.21-1.82l17.44-21.8a1.29,1.29,0,1,1,2,1.61L5.9,65.13A1.3,1.3,0,0,1,4.89,65.61Z\"><\/path><path class=\"ae42e86c-f99d-4da1-819e-f950cc0e832d\" d=\"M4.89,65.61A1.29,1.29,0,0,1,3.6,64.32V4.89a1.3,1.3,0,0,1,2.59,0V64.32A1.3,1.3,0,0,1,4.89,65.61Z\"><\/path><path class=\"ae42e86c-f99d-4da1-819e-f950cc0e832d\" d=\"M64.32,65.61H4.89a1.29,1.29,0,1,1,0-2.58H64.32a1.29,1.29,0,0,1,0,2.58Z\"><\/path><path class=\"ae42e86c-f99d-4da1-819e-f950cc0e832d\" d=\"M64.32,37.19a1.3,1.3,0,0,1-1.26-1l-2.27-9.08L51.71,29.4a1.29,1.29,0,0,1-.62-2.51l10.33-2.58a1.31,1.31,0,0,1,1.57.94l2.58,10.33a1.29,1.29,0,0,1-.94,1.57A1.1,1.1,0,0,1,64.32,37.19Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8915ed1 elementor-widget elementor-widget-heading\" data-id=\"8915ed1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Faites fructifier votre argent \u00e0 l'abri de l'imp\u00f4t<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e13613 elementor-widget elementor-widget-text-editor\" data-id=\"3e13613\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Faites fructifier votre argent dans votre CELI et retirez-le 100 % libre d&rsquo;imp\u00f4t lorsque vous en avez besoin.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-090f6d2\" data-id=\"090f6d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-86a4e86 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"86a4e86\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"b601b891-a4fb-47dc-b915-f9ea75cf4fa1\" data-name=\"Calque 1\" viewBox=\"0 0 70.59 69.36\"><defs><style>.befb4940-69cf-43a5-b4dc-d45e33b7b19e{fill:url(#ad5650d4-659c-4a48-813f-32c626ab8eda);}<\/style><radialGradient id=\"ad5650d4-659c-4a48-813f-32c626ab8eda\" cx=\"55.72\" cy=\"62.98\" r=\"69.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"befb4940-69cf-43a5-b4dc-d45e33b7b19e\" d=\"M48.18,25.58a5,5,0,0,0-5-5H41.27a5,5,0,0,0-5,5,1.3,1.3,0,0,0,2.6,0,2.44,2.44,0,0,1,2.43-2.44h1.87a2.44,2.44,0,1,1,0,4.87H41.27a1.3,1.3,0,0,0,0,2.6h1.87a2.44,2.44,0,1,1,0,4.87H41.27a2.43,2.43,0,0,1-2.43-2.43,1.3,1.3,0,0,0-2.6,0,5,5,0,0,0,5,5h1.87a5,5,0,0,0,3.38-8.77A5,5,0,0,0,48.18,25.58Z\"><\/path><path class=\"befb4940-69cf-43a5-b4dc-d45e33b7b19e\" d=\"M66.68,5.6H63.12V1.3a1.31,1.31,0,0,0-2.61,0V5.6H35.1V1.3a1.3,1.3,0,0,0-2.6,0V5.6H28.94A3.91,3.91,0,0,0,25,9.5V41.65a3.85,3.85,0,0,0,1.14,2.73c0,.14,0,.27,0,.41a5.81,5.81,0,0,0,11.57.76h29a3.91,3.91,0,0,0,3.91-3.9V9.5A3.91,3.91,0,0,0,66.68,5.6ZM28.94,8.2H32.5v2.44a1.3,1.3,0,0,0,2.6,0V8.2H60.51v2.44a1.31,1.31,0,0,0,2.61,0V8.2h3.56A1.31,1.31,0,0,1,68,9.5v5.44H27.64V9.5A1.3,1.3,0,0,1,28.94,8.2ZM32,48a3.21,3.21,0,1,1,3.2-3.2A3.21,3.21,0,0,1,32,48Zm34.71-5H37.47a5.8,5.8,0,0,0-9.83-2V17.54H68V41.65A1.31,1.31,0,0,1,66.68,43Z\"><\/path><path class=\"befb4940-69cf-43a5-b4dc-d45e33b7b19e\" d=\"M56.71,20.64a1.31,1.31,0,0,0-1.42.28l-3.73,3.74A1.3,1.3,0,0,0,53.4,26.5L54.91,25v11.8a1.3,1.3,0,1,0,2.6,0V21.84A1.29,1.29,0,0,0,56.71,20.64Z\"><\/path><path class=\"befb4940-69cf-43a5-b4dc-d45e33b7b19e\" d=\"M17.54,39.78A5.82,5.82,0,1,0,11.72,34,5.82,5.82,0,0,0,17.54,39.78Zm0-9A3.21,3.21,0,1,1,14.33,34,3.2,3.2,0,0,1,17.54,30.76Z\"><\/path><path class=\"befb4940-69cf-43a5-b4dc-d45e33b7b19e\" d=\"M36.64,54.33a63.69,63.69,0,0,0-8.94,3A7.5,7.5,0,0,0,20,50.7h-7.5a19.87,19.87,0,0,0-9.1-3.53A3.18,3.18,0,0,0,1,48a3.12,3.12,0,0,0-1,2.29V60a3.09,3.09,0,0,0,1.79,2.81l12.42,5.82a7.5,7.5,0,0,0,3.2.72A7.66,7.66,0,0,0,20,68.91l21.28-7.67a3.09,3.09,0,0,0,2-2.39,3,3,0,0,0-1-2.89A6.65,6.65,0,0,0,36.64,54.33Zm4.08,4.06a.52.52,0,0,1-.34.4L19.11,66.46a5.05,5.05,0,0,1-3.8-.18L2.89,60.47A.51.51,0,0,1,2.6,60V50.26a.51.51,0,0,1,.16-.37.55.55,0,0,1,.36-.13h0c1.62.15,4.23.66,8.23,3.33a1.32,1.32,0,0,0,.72.21H20c3.28,0,4.77,2.2,5.14,4.62h-13a1.3,1.3,0,1,0,0,2.6h14.4l.28,0a1.31,1.31,0,0,0,.28-.09c2.1-.87,7.92-3.16,10-3.52A4,4,0,0,1,40.56,58,.45.45,0,0,1,40.72,58.39Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eba3bf1 elementor-widget elementor-widget-heading\" data-id=\"eba3bf1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">R\u00e9cup\u00e9rez vos droits de cotisation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d2c0dd elementor-widget elementor-widget-text-editor\" data-id=\"1d2c0dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Besoin de retirer votre argent ? Pas de probl\u00e8me, les droits de cotisation seront rajout\u00e9s \u00e0 votre CELI l&rsquo;ann\u00e9e suivante.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f484b2c elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"f484b2c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f62108\" data-id=\"3f62108\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-676ad8c elementor-widget elementor-widget-spacer\" data-id=\"676ad8c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4e89af elementor-widget elementor-widget-heading\" data-id=\"e4e89af\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment \u00e7a marche?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d52c6a7 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d52c6a7\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">D\u00e8s que vous atteignez 18 ans, vous pouvez ouvrir un CELI.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Un conseiller peut vous aider \u00e0 prendre une d\u00e9cision \u00e9clair\u00e9e concernant les placements que vous d\u00e9tenez dans votre CELI.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">N'h\u00e9sitez pas \u00e0 cotiser mensuellement ou sous forme de somme forfaitaire. Assurez-vous simplement de rester dans votre plafond de cotisation. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vos cotisations ne sont pas d\u00e9ductibles d'imp\u00f4t sur le revenu comme le compte REER. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Votre investissement fructifie \u00e0 l'abri de l'imp\u00f4t et vous pouvez retirer de votre compte chaque fois que vous avez atteint votre objectif ou que vous avez besoin d'argent. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Si vous retirez votre argent de votre CELI, vous pouvez le remettre tant que vous ne d\u00e9passez pas vos droits de cotisation totaux. Il est toujours recommand\u00e9 d'attendre ce qui suit pour cotiser \u00e0 nouveau afin d'\u00e9viter des p\u00e9nalit\u00e9s au cas o\u00f9 vous auriez d\u00e9pass\u00e9 le montant autoris\u00e9. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Si vous ne cotisez pas une ann\u00e9e donn\u00e9e, le montant inutilis\u00e9 est cumul\u00e9 aux ann\u00e9es suivantes. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77b2e17 elementor-widget elementor-widget-spacer\" data-id=\"77b2e17\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73515c6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"73515c6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b095a4\" data-id=\"6b095a4\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fcee442 elementor-widget elementor-widget-spacer\" data-id=\"fcee442\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37f29cb elementor-widget elementor-widget-heading\" data-id=\"37f29cb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Commen\u00e7ons \u00e0 investir dans un CELI d\u00e8s aujourd'hui.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cf01bc elementor-widget elementor-widget-text-editor\" data-id=\"5cf01bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Notre \u00e9quipe peut r\u00e9pondre \u00e0 toutes vos questions, comprendre votre situation et vous aider \u00e0 choisir une couverture adapt\u00e9e \u00e0 vos besoins.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31b8710 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"31b8710\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactez un conseiller<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-445c127 elementor-widget elementor-widget-spacer\" data-id=\"445c127\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62a9c4b elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"62a9c4b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-41f87fd\" data-id=\"41f87fd\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de47e1b elementor-widget elementor-widget-spacer\" data-id=\"de47e1b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec439ac elementor-widget elementor-widget-heading\" data-id=\"ec439ac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Le CELI est-il bon pour vous ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdd5659 elementor-widget elementor-widget-text-editor\" data-id=\"cdd5659\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Aspects \u00e0 consid\u00e9rer :<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31ae4c0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"31ae4c0\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vous envisagez d'\u00e9conomiser de l'argent, mais pensez que vous pourriez avoir besoin d'y acc\u00e9der rapidement.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vous ne gagnez pas un revenu suffisamment \u00e9lev\u00e9 en ce moment pour profiter pleinement d'un REER.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vous avez un objectif \u00e0 court terme en t\u00eate, comme acheter une nouvelle voiture ou une nouvelle maison. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vous souhaitez investir sans avoir \u00e0 payer d'imp\u00f4t sur vos revenus de placement. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You're looking for something to complement your income at retirement and have maximized your RRSP. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-49c0760 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"49c0760\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0ca2fe6\" data-id=\"0ca2fe6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf5252c elementor-widget elementor-widget-heading\" data-id=\"bf5252c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment ouvrir un CELI ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9173f77 elementor-widget elementor-widget-text-editor\" data-id=\"9173f77\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Assurez-vous simplement que :<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39a2362 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"39a2362\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">avez plus de 18 ans ;<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00eates un r\u00e9sident du Canada;<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"ae468d44-381a-455f-b86f-4eb64174727c\" data-name=\"Calque 1\" viewBox=\"0 0 22.92 33.33\"><defs><style>.f1f2d606-c57e-4578-a207-669b98fef402{fill:url(#afbf32e8-a54d-45df-b26b-0e22dc07b122);}<\/style><radialGradient id=\"afbf32e8-a54d-45df-b26b-0e22dc07b122\" cx=\"43.58\" cy=\"38.96\" r=\"59.53\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#038dcd\"><\/stop><stop offset=\"1\" stop-color=\"#134a9c\"><\/stop><\/radialGradient><\/defs><path class=\"f1f2d606-c57e-4578-a207-669b98fef402\" d=\"M21.36.18A2.44,2.44,0,0,0,20.43,0a2.48,2.48,0,0,0-2.27,1.51l-9,21.61L5.54,13.06A2.86,2.86,0,1,0,.17,15L6.26,31.89l.1-.18a2.47,2.47,0,0,0,2.29,1.62h.26a2.48,2.48,0,0,0,2.3-1.51L22.73,3.43A2.49,2.49,0,0,0,21.36.18Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">avoir un num\u00e9ro d'assurance sociale (NAS) canadien valide.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87af6ab elementor-widget elementor-widget-spacer\" data-id=\"87af6ab\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc1c62e elementor-widget elementor-widget-toggle\" data-id=\"bc1c62e\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1971\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1971\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Combien pouvez-vous verser dans un CELI?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1971\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1971\"><p>L&rsquo;Agence du revenu du Canada (ARC) d\u00e9cide du montant que vous pouvez cotiser chaque ann\u00e9e \u00e0 votre CELI. Mais ne vous inqui\u00e9tez pas, si vous avez rat\u00e9 un an, ou 10 ans d&rsquo;ailleurs, le montant que vous pouvez cotiser est cumulatif afin que vous ne perdiez jamais vraiment la marge de contribution. En 2022, le plafond de cotisation annuel \u00e9tait de <strong>6 000$<\/strong>.<\/p><p> <\/p><p>Si vous aviez 18 ans avec un NAS canadien valide en 2009, vos droits de cotisation totaux dans votre CELI \u00e0 ce jour seraient de <strong>69 500 $<\/strong>. Un CELI est un compte enregistr\u00e9. Cela signifie que vous pourriez avoir plusieurs CELI, sachez simplement que la marge totale de cotisation s&rsquo;applique \u00e0 tous les CELI (non individuels) dans leur ensemble, et non individuellement.<\/p><p>Vous voulez conna\u00eetre votre plafond de cotisation? Connectez-vous au site Web de l&rsquo;ARC pour savoir combien d&rsquo;argent vous \u00eates actuellement autoris\u00e9 \u00e0 avoir dans votre CELI.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1972\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1972\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Que pouvez-vous d\u00e9tenir dans votre CELI?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1972\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1972\"><p>Vous pouvez d\u00e9tenir des <span style=\"color: #038dcd;\"><strong>fonds communs de placement<\/strong><\/span> ou des <strong><span style=\"color: #038dcd;\">des polices de fonds distincts<\/span><\/strong> dans votre CELI.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1973\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1973\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Vous voulez retirer de l'argent de votre CELI?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1973\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1973\"><p>Pas de probl\u00e8me ! Vous avez un acc\u00e8s rapide et facile \u00e0 votre CELI et vous pouvez retirer de l&rsquo;argent chaque fois que vous en avez besoin.<\/p><p><strong> <\/strong><\/p><ul><li>Aucune limite au montant que vous pouvez retirer<\/li><li>Vous ne perdrez jamais vos droits de cotisation si vous sautez ou retirez au cours d&rsquo;une ann\u00e9e donn\u00e9e pour quelque raison que ce soit.<\/li><li>Le montant que vous retirez est rajout\u00e9 \u00e0 votre plafond CELI l&rsquo;ann\u00e9e suivante.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b5a5926 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b5a5926\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6483c03\" data-id=\"6483c03\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7fb544d elementor-widget elementor-widget-heading\" data-id=\"7fb544d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lequel est le meilleur pour vous, REER ou CELI ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9adcee elementor-widget elementor-widget-text-editor\" data-id=\"e9adcee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Peu importe comment vous le coupez et le d\u00e9coupez, un CELI et un REER vous aident tous deux \u00e0 \u00e9conomiser de l&rsquo;argent avec des avantages distincts. Voici un tableau pour vous donner une meilleure id\u00e9e des avantages et comment ils peuvent se compl\u00e9ter.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3ee4cd18 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3ee4cd18\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d388a07\" data-id=\"6d388a07\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ab9180d eael-table-align-center eael-dt-th-align-left elementor-widget elementor-widget-eael-data-table\" data-id=\"7ab9180d\" data-element_type=\"widget\" data-widget_type=\"eael-data-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n\t\t\t@media (max-width: 767px) {\n\t\t\t   #eael-data-table-wrapper-7ab9180d.custom-responsive-option-enable .eael-data-table thead {\n                    display: none;\n               }\n               #eael-data-table-wrapper-7ab9180d.custom-responsive-option-enable .eael-data-table tbody tr td {\n                    float: none;\n                    clear: left;\n                    width: 100%;\n                    text-align: left;\n                    display: flex;\n                    align-items: center;\n                }\n\t\t\t}\n\t\t\t<\/style>\t\t<div class=\"eael-data-table-wrap custom-responsive-option-enable\" data-table_id=\"7ab9180d\" id=\"eael-data-table-wrapper-7ab9180d\" data-custom_responsive=\"true\">\n\t\t\t<table class=\"tablesorter eael-data-table center\" id=\"eael-data-table-7ab9180d\">\n\t\t\t    <thead>\n\t\t\t        <tr class=\"table-header\">\n\t\t\t\t\t\t\t\t\t            <th class=\"\" id=\"\" colspan=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"data-table-header-text\"><\/span><\/th>\n\t\t\t        \t\t\t\t            <th class=\"\" id=\"\" colspan=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"data-table-header-text\"><b>REER<\/span><\/th>\n\t\t\t        \t\t\t\t            <th class=\"\" id=\"\" colspan=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"data-table-header-text\"><b>CELI<\/span><\/th>\n\t\t\t        \t\t\t\t        <\/tr>\n\t\t\t    <\/thead>\n\t\t\t  \t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<b>Quand pouvez-vous commencer \u00e0 investir? \t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tLorsque vous atteignez l&rsquo;\u00e2ge de 18 ans, r\u00e9sidez au Canada et d\u00e9tenez un num\u00e9ro d&rsquo;assurance social canadien valide.\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tLorsque vous avez d\u00e9clar\u00e9 un revenu et d\u00e9pos\u00e9 vos imp\u00f4ts sur le revenu l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente. \t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t        \t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<b>Combien de temps le compte reste-t-il ouvert ? \t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tLe 31 d\u00e9cembre de l&rsquo;ann\u00e9e o\u00f9 vous atteignez l&rsquo;\u00e2ge de 71 ans, puis transf\u00e9r\u00e9 dans un <span style=\"color: #038dcd\"><strong> FERR<\/strong><\/span> \t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Pour la vie<\/p>\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t        \t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<b>Quelle est la date limite de cotisation ?\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tLe 1er mars. Vous pouvez d\u00e9cider \u00e0 quelle ann\u00e9e vous souhaitez appliquer l&rsquo;avantage imposable. Vous pouvez choisir entre 2021 et 2022. \t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tIl n&rsquo;y en a pas.\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t        \t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<b>Qu&rsquo;est-ce que la marge de cotisation ? \t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tLe montant le moins \u00e9lev\u00e9 de 18 % de votre revenu gagn\u00e9 l&rsquo;an dernier ou la limite annuelle de 27 830 $ de 2021, plus tout droit de cotisation report\u00e9 inutilis\u00e9, moins tout rajustement de pension\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t6 000 $ pour 2022, plus tout retrait d&rsquo;une ann\u00e9e pr\u00e9c\u00e9dente et tout droit de cotisation inutilis\u00e9 report\u00e9 de l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t        \t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<b>Pouvez-vous retirer votre argent quand vous le souhaitez ?\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tLe droit de cotisation est d\u00e9finitivement perdu. \t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tLes droits de cotisation ne sont jamais perdus. C&rsquo;est juste ajout\u00e9 \u00e0 l&rsquo;ann\u00e9e suivante.\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t        \t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<b>Quels sont les avantages imposables ?\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tVos revenus de placement sont \u00e0 l&rsquo;abri de l&rsquo;imp\u00f4t et vos imp\u00f4ts sur le revenu sont report\u00e9s jusqu&rsquo;\u00e0 votre retraite. L&rsquo;argent que vous retirez est impos\u00e9 \u00e0 votre taux d&rsquo;imposition marginal, qui est g\u00e9n\u00e9ralement inf\u00e9rieur lorsque vous \u00eates \u00e0 la retraite.\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t<td colspan=\"\" rowspan=\"\" class=\"\" id=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"td-content-wrapper\"><div class=\"td-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tLa cotisation ne r\u00e9duira pas votre revenu imposable. Cependant, votre argent est facile d&rsquo;acc\u00e8s et 100 % \u00e0 l&rsquo;abri de l&rsquo;imp\u00f4t, ce qui signifie que vous ne paierez aucun imp\u00f4t sur les revenus\/b\u00e9n\u00e9fices tir\u00e9s de vos investissements. \t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t        \t\t\t    <\/tbody>\n\t\t\t<\/table>\n\t\t<\/div>\n\t  \t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c239f87 elementor-widget elementor-widget-spacer\" data-id=\"c239f87\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69b9021 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69b9021\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2344e10\" data-id=\"2344e10\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ca84577 elementor-widget elementor-widget-spacer\" data-id=\"ca84577\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fb0fd1 elementor-widget elementor-widget-heading\" data-id=\"1fb0fd1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Planifiez votre succession.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e89028 elementor-widget elementor-widget-text-editor\" data-id=\"8e89028\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Transf\u00e9rez votre \u00e9pargne et vos investissements avec un processus simple au moment le plus important.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2ca199 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a2ca199\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">En savoir plus <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-486ccdc elementor-widget elementor-widget-spacer\" data-id=\"486ccdc\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Compte d&rsquo;\u00e9pargne libre d&rsquo;imp\u00f4t (CELI) \u00catre en contr\u00f4le de votre argent, c&rsquo;est \u00e7a, la libert\u00e9. Profitez de la polyvalence que vous recherchez en mati\u00e8re d&rsquo;\u00e9pargne. Qu&rsquo;est-ce qu&rsquo;un CELI? Un CELI est un compte qui vous permet d&rsquo;investir votre argent et de le faire fructifier enti\u00e8rement \u00e0 l&rsquo;abri de l&rsquo;imp\u00f4t tout en ayant la possibilit\u00e9 de&hellip; <a class=\"more-link\" href=\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/\">Poursuivre la lecture <span class=\"screen-reader-text\">R\u00e9gime d&rsquo;\u00e9pargne libre d&rsquo;imp\u00f4t (CELI)<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1217","page","type-page","status-publish","hentry","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>R\u00e9gime d&#039;\u00e9pargne libre d&#039;imp\u00f4t (CELI) - Veltista - Financial Services | Services financiers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"R\u00e9gime d&#039;\u00e9pargne libre d&#039;imp\u00f4t (CELI) - Veltista - Financial Services | Services financiers\" \/>\n<meta property=\"og:description\" content=\"Compte d&rsquo;\u00e9pargne libre d&rsquo;imp\u00f4t (CELI) \u00catre en contr\u00f4le de votre argent, c&rsquo;est \u00e7a, la libert\u00e9. Profitez de la polyvalence que vous recherchez en mati\u00e8re d&rsquo;\u00e9pargne. Qu&rsquo;est-ce qu&rsquo;un CELI? Un CELI est un compte qui vous permet d&rsquo;investir votre argent et de le faire fructifier enti\u00e8rement \u00e0 l&rsquo;abri de l&rsquo;imp\u00f4t tout en ayant la possibilit\u00e9 de&hellip; Poursuivre la lecture R\u00e9gime d&rsquo;\u00e9pargne libre d&rsquo;imp\u00f4t (CELI)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/\" \/>\n<meta property=\"og:site_name\" content=\"Veltista - Financial Services | Services financiers\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-09T12:21:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/veltistafinancial.ca\/wp-content\/uploads\/2022\/08\/Veltista_CoupleTFSA_Hero.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/\",\"url\":\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/\",\"name\":\"R\u00e9gime d'\u00e9pargne libre d'imp\u00f4t (CELI) - Veltista - Financial Services | Services financiers\",\"isPartOf\":{\"@id\":\"https:\/\/veltistafinancial.ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/veltistafinancial.ca\/wp-content\/uploads\/2022\/08\/Veltista_CoupleTFSA_Hero.png\",\"datePublished\":\"2022-03-07T17:27:35+00:00\",\"dateModified\":\"2022-08-09T12:21:41+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/#primaryimage\",\"url\":\"https:\/\/veltistafinancial.ca\/wp-content\/uploads\/2022\/08\/Veltista_CoupleTFSA_Hero.png\",\"contentUrl\":\"https:\/\/veltistafinancial.ca\/wp-content\/uploads\/2022\/08\/Veltista_CoupleTFSA_Hero.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/veltistafinancial.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"R\u00e9gime d&rsquo;\u00e9pargne libre d&rsquo;imp\u00f4t (CELI)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/veltistafinancial.ca\/#website\",\"url\":\"https:\/\/veltistafinancial.ca\/\",\"name\":\"Veltista - Financial Services | Services financiers\",\"description\":\"Insurance, Saving and Investing solutions\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/veltistafinancial.ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"R\u00e9gime d'\u00e9pargne libre d'imp\u00f4t (CELI) - Veltista - Financial Services | Services financiers","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/veltistafinancial.ca\/fr\/regime-depargne-libre-dimpot-celi\/","og_locale":"fr_FR","og_type":"article","og_title":"R\u00e9gime d'\u00e9pargne libre d'imp\u00f4t (CELI) - Veltista - Financial Services | Services financiers","og_description":"Compte d&rsquo;\u00e9pargne libre d&rsquo;imp\u00f4t (CELI) \u00catre en contr\u00f4le de votre argent, c&rsquo;est \u00e7a, la libert\u00e9. Profitez de la polyvalence que vous recherchez en mati\u00e8re d&rsquo;\u00e9pargne. Qu&rsquo;est-ce qu&rsquo;un CELI? 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